Kill the nanny state ;)

Here is what rand paul has to say about the nanny state:

I really don't want to live in a nanny state where everything is state-controled and thus people lack of personal liberty. let's take an example and describe our pension system. in slovenia it looks something like that you are taken every month a certain percentage of your salary and this money goes to special account and is then transferred to retired inhabitants as pension. every month the same system. as the population is getting older and older, the ration between the retired ones and the active ones is changing rapidly thus forcing active population to pay bigger and bigger % in order to keep the system allive. i think this is not going to work much longer and would rather have free choice whether i want my employer to transfer certain % of my salary to the government or i can spend my money the way i consider the best.

what kind of system do you guys prefer? :)